ACC covers everyone in New Zealand if you're injured in an accident. It doesn't matter what you were doing when you were injured or who was at fault. ACC will cover you, as long as the injury falls within it’s legislation. The scheme covers children, beneficiaries, students, if you’re working, unemployed or retired. It also includes visitors to New Zealand if they're injured while they're here.
If you're injured in an accident, make sure you go and see your doctor or health provider first. They can make a claim for you. Claims can be made up to 12 months after your injury. We may still consider claims made after this time if there’s a good reason for the claim not being made sooner.
The cover ACC provides helps pay for costs to get you back on your feet. It includes payment towards medical bills, treatment, help at home and work and help with your income.
Dental Injuries ACC covers
- All dental injuries
- Damage to dentures, prostheses and implants
If you have an accident and your denture or prosthesis (artificial body part) is damaged, ACC can help to cover replacement costs. This doesn't include damage from wear and tear.
If you're fitted with an implant or prosthesis and it breaks or causes you injury in some way, ACC may cover this as a treatment injury. This is for injuries caused by or that happen during treatment from a registered health professional.